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Citi ThankYou Points Transfer Partners Guide

The only bank program with direct American Airlines transfers

Last updated: March 2026

12+

Airline partners

American Airlines

Exclusive partner

1.5-4 cpp

Best value range

$95

Strata Premier fee

Citi ThankYou Points have quietly become one of the most interesting points currencies in 2025-2026, thanks to an exclusive direct transfer partnership with American Airlines AAdvantage — something no other bank program offers. Earned through the Citi Strata Premier ($95/yr) and Citi Custom Cash cards.

While Citi's partner list is smaller than Chase or Amex, the AA exclusive plus strong partners like Singapore KrisFlyer, Avianca LifeMiles, and Air France Flying Blue cover most major redemption sweet spots. The Strata Premier's 3x on flights, hotels, restaurants, supermarkets, and gas makes it a strong daily earner.

This guide covers all Citi TY transfer partners and how to maximize the AA exclusive.

Airline Transfer Partners

ProgramRatio
Singapore KrisFlyer1:1
Turkish Miles&Smiles1:1
Avianca LifeMiles1:1
EVA Air Infinity MileageLands1:1
Thai Airways Royal Orchid Plus1:1
American AAdvantage1:1
Cathay Asia Miles1:1
Qantas Frequent Flyer1:1
Qatar Airways Privilege Club1:1
Malaysia Airlines Enrich1:1
Air France/KLM Flying Blue1:1
Virgin Atlantic Flying Club1:1
Aeromexico Rewards1:1
Emirates Skywards5:4
Etihad Guest1:1
JetBlue TrueBlue1:1
InterMiles1:1

Hotel Transfer Partners

ProgramRatio
Wyndham Rewards1:1
Accor Live Limitless2:1
Choice Privileges1:2
I Prefer Hotel Rewards1:4

Best Sweet Spots

US to Oneworld destinations

American AAdvantage · Varies (dynamic)

Only bank program with direct AA transfers.

US to South America

Avianca LifeMiles · 45K-63K OW business

No fuel surcharges. Excellent Star Alliance coverage.

US to Asia

Singapore KrisFlyer · 86K-92K OW Suites

For the ultimate bucket-list redemption.

US to Europe

Air France/KLM Flying Blue · 22K-44K OW business (promo)

Monthly promo awards offer exceptional value.

Tips & Strategy

1

The AA transfer partnership (added July 2025) makes Citi the only program where you can directly move bank points to AAdvantage. This is huge for Oneworld flyers.

2

Citi transfers are generally instant, but verify availability before transferring — transfers are irreversible.

3

Consider pairing the Strata Premier with the Custom Cash ($0 annual fee, 5x on top category) for a powerful two-card setup.

4

Citi's Thai Airways partnership is unique — no other US bank program transfers to Thai Royal Orchid Plus.

Frequently Asked Questions

Can you transfer Citi points to American Airlines?

Yes. As of July 2025, Citi ThankYou Points transfer 1:1 to American Airlines AAdvantage. Citi is the only US bank program with this direct transfer partnership.

What is the best use of Citi ThankYou points?

The best value comes from transferring to American Airlines for Oneworld redemptions, Avianca LifeMiles for surcharge-free Star Alliance bookings, or Air France Flying Blue during promo award windows.

How fast do Citi ThankYou points transfer?

Most Citi transfers are instant. Some partners may take up to 24 hours.

Is the Citi Strata Premier worth it?

At $95/year with 3x on flights, hotels, restaurants, supermarkets, and gas, plus the exclusive AA transfer partnership, it's one of the best mid-tier travel cards available. The 80K signup bonus alone can be worth $1,200+ through strategic transfers.

See your Citi ThankYou Points in action

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