Chase Ultimate Rewards Transfer Partners Guide
The most versatile US points currency for international premium travel
Last updated: March 2026
11
Transfer partners
2-6 cpp
Best value range
Instant
Transfer speed
1.5 cpp
Portal rate (Reserve)
Chase Ultimate Rewards is widely considered the most valuable transferable points currency in the US. Earned through cards like the Chase Sapphire Preferred, Sapphire Reserve, and Ink Business Preferred, UR points transfer 1:1 to a strong set of airline and hotel partners covering all three major alliances.
The real value of Chase points is unlocked through transfers — not the 1.25 or 1.5 cents per point you get through the Chase travel portal. A strategic transfer to the right airline partner can yield 3-6 cents per point in value, sometimes more on premium cabin redemptions.
This guide covers every Chase UR transfer partner, the best sweet spots for maximizing value, and how to decide when transferring beats using the portal.
Airline Transfer Partners
| Program | Ratio |
|---|---|
| United MileagePlus | 1:1 |
| Air Canada Aeroplan | 1:1 |
| Singapore KrisFlyer | 1:1 |
| British Airways Avios | 1:1 |
| Iberia Avios | 1:1 |
| Air France/KLM Flying Blue | 1:1 |
| Virgin Atlantic Flying Club | 1:1 |
| Southwest Rapid Rewards | 1:1 |
| JetBlue TrueBlue | 1:1 |
| Aer Lingus AerClub | 1:1 |
Hotel Transfer Partners
| Program | Ratio |
|---|---|
| World of Hyatt | 1:1 |
| Marriott Bonvoy | 1:1 |
| IHG One Rewards | 1:1 |
| Wyndham Rewards | 1:1 |
Best Sweet Spots
US to Europe
Air France/KLM Flying Blue · 22K-44K OW business (promo)
Monthly promo awards. Check for flash sales.
US to Japan
Air Canada Aeroplan · 75K-88K RT business
Wide Star Alliance availability on ANA, EVA.
US to Singapore
Singapore KrisFlyer · 92K OW Suites
The gold standard of first class redemptions.
US domestic
United MileagePlus · 5.5K-12.5K OW
Dynamic pricing but often decent for short flights.
Tips & Strategy
Never transfer speculatively — always confirm award availability before initiating a transfer. Transfers are instant but irreversible.
The Chase Sapphire Reserve gives 1.5 cpp through the portal, which sets your floor. Only transfer if the redemption yields more than 1.5 cpp.
Hyatt is widely considered Chase's best hotel partner, often yielding 2-3 cpp at premium properties. Don't overlook it for staycations.
Chase points pool across personal and business cards. One authorized user on a Sapphire Reserve unlocks 1.5x portal rates for the entire pool.
Frequently Asked Questions
How fast do Chase UR points transfer?
Chase Ultimate Rewards transfers are instant to all airline and hotel partners. Points appear in your loyalty account within minutes of initiating the transfer.
Can you transfer Chase points to American Airlines?
No, Chase does not have a direct transfer partnership with American Airlines AAdvantage. To book American flights with Chase points, you can transfer to British Airways Avios (which books AA flights) or use the Chase travel portal.
What is the best use of Chase Ultimate Rewards?
The best value comes from transferring to airline partners for premium cabin redemptions. Transferring to Hyatt for hotel stays and to Air France Flying Blue for business class promo awards consistently yield 3-6 cents per point.
How many Chase points is a flight to Europe worth?
Using transfer partners, a round-trip economy flight to Europe typically costs 60,000-90,000 points via partners like Air France Flying Blue or United MileagePlus. Business class can range from 88,000 to 140,000 points depending on the program and route.
Is it better to transfer Chase points or book through the portal?
It depends on the specific redemption. The Chase travel portal gives a guaranteed 1.25-1.5 cents per point (depending on your card). Transfers to partners can yield 2-6 cents per point for premium cabin flights, but sometimes the portal is better for cheap economy tickets.
See your Chase Ultimate Rewards in action
Enter your route and dates. Redreem calculates CPP and shows the best transfer path automatically.
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